Business Checking

BUSINESS ELITE

• Minimum Balance to Open to is $100.00
• Minimum Daily Balance to Avoid Monthly Charge is $5,000.00
• Monthly Service Charge is $15.00
• Features:
  • Funds available by ATM or Check Card.
  • No monthly service charge if minimum balance is maintained.
  • Unlimited deposits and check writing at no additional charge.
  • Descriptive monthly statement with imaged deposits and checks returned to customer.
  • Ability to automatically transfer funds between accounts including loan payments.
  • Free check collection from eCollect to reduce the cost and hassle of check collection.
  • Merchant card processing services to improve availability and increase security.
  • Various business discounts including savings on overnight delivery services from Airborne Express, and car rental discounts from Avis.
  • Can be used in combination with the Now Account and the Premium Sweep account to create interest income.
  • Insured by FDIC
     

BASIC BUSINESS

• Minimum Balance to Open is $100.00
• Minimum Daily Balance to Avoid Monthly Charge is $1,500.00
• Monthly Service Charge is $8.00
• Features: 
  • Funds available by ATM or Check Card
  • No monthly service charge if minimum balance is maintained.
  • Unlimited deposits and check writing at no additional charge.
  • Descriptive monthly statement with imaged deposits and checks returned to the customer.
  • Ability to automatically transfer funds between accounts including loan payments.
  • Insured by FDIC

MONEY MARKET CHECKING

• Minimum Balance to Open is $2,500.00
• Minimum Balance to Avoid Monthly Service Charge is $2500.00
• Minimum Balance to Maintain Interest is $1000.00
• Monthly Service Charge is $12.50
• Monthly 3rd Party Check Limit is 3
• Per Check Charge For Excessive Withdrawal is $1.00
• Features:
  • Funds available on a limited basis by check
  • No Monthly Service Charge if minimum balance is maintained.
  • Interest bearing account Descriptive monthly statement with imaged deposits and checks returned to customer.
  • Ability to automatically transfer funds between accounts including loan payments.
  • Interest credited to account monthly Earns simple interest on balance Insured by the FDIC